Showings, Open Houses, Down Payments, Mortgages, Turning a House into a Home
Therese Basham is an independent Marketing and Communications Consultant based in St. Louis, Missouri. In addition to being a stay-at-home mom to her son and daughter for the past twenty years, she has remained engaged as a free-lance marketing communications writer, photographer, and videographer. She recently joined the Association of Professional Photo Organizers and is now helping individuals bring order to their digital and physical photo and video collections. Therese is a graduate of the University of Notre Dame, where she studied marketing and psychology.
They Might Be Thinking:
Can I afford to buy a new home?
Should I really purchase a home instead of renting one?
Who should I hire to be my realtor?
I hope I can find a home with everything I’m looking for.
Should I buy a new or pre-owned home?
I don’t enjoy going to open houses and showings by myself.
How do I get pre-approved for a loan and what kind of loan should I get?
How much money should I put forth as a down payment?
I want to find a home in a good neighborhood with excellent schools.
I hope the buyers accept my offer.
Should I keep negotiating or walk away?
I hope the inspection goes well.
The inspection revealed the house needs some repairs. How much should I ask the homeowner to do and how much should I go ahead and do myself?
Buying a home is a great way to build equity and feel like you are part of a community.
I know a great realtor who works in your neighborhood. Let me know if you want his/her contact information.
What are you looking for in a house? Can I help you make a checklist?
Let me know if you’d like some company when you are looking at potential houses.
If you haven’t already figured out what you want to spend on a down payment and your monthly mortgage, I know a great online home payment calculator. And don’t forget to include other loan fees and regular home maintenance costs.
I’m sure your realtor can provide advice about making a reasonable offer and how much further to negotiate.
If you need the name of a good contractor after you receive the results of the inspection, let me know. It’s a good idea to get an estimate on the repairs before you get back to the seller.